There are several government schemes for buying a home in India in 2023, some of the popular ones are:
- Pradhan Mantri Awas Yojana (PMAY): A housing scheme for the economically weaker section and low-income group providing subsidies on home loans.
- Credit Linked Subsidy Scheme (CLSS): A scheme under PMAY which provides subsidies on home loans to middle-income groups.
- Deen Dayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM): A scheme to provide financial assistance to urban poor for purchasing a house.
- Rajiv Gandhi Rural Housing Corporation Ltd. (RGRHCL): A scheme to provide affordable housing to rural populations in India.
- National Housing Bank (NHB) Residex: A scheme to provide information about house prices in different areas to help individuals make informed decisions while buying a home.
Note: It is always recommended to check the latest guidelines and eligibility criteria of these schemes before applying as they may change with time.